Smart Solution is a cutting-edge provider of modern intuitive core banking systems, delivering innovative technology tailored to the evolving needs of financial institutions worldwide. Specializing in cloud-enabled solutions, Smart Solution empowers credit unions, banks, and financial cooperatives to achieve operational efficiency, enhance customer experience, and drive growth.
With over 40 years of industry expertise, Smart Solution's flagship platform, Universa, stands out for its flexibility, scalability, and comprehensive feature set. Universa provides an integrated ecosystem for financial institutions, offering robust support for day-to-day operations, including deposit management, lending, compliance, and financial reporting. The system's modular architecture allows clients to customize features and easily adapt to market changes, regulatory requirements, and customer preferences.
Smart Solution takes pride in its client-centric approach, offering seamless integration with third-party applications and ongoing support to ensure that institutions can leverage technology to its fullest potential. Recent innovations, such as advanced ISO20022 messaging, 360-day interest calculation, and enhancements to loan origination, demonstrate Smart Solution’s commitment to staying ahead of the curve in delivering next-generation banking technology.
Having successfully expanded its footprint across North America, the Caribbean, and Southeast Asia, Smart Solution continues to build strategic partnerships and solidify its reputation as a trusted technology provider. Whether helping institutions meet compliance standards or improve member services, Smart Solution remains dedicated to enabling financial institutions to achieve their strategic objectives through reliable, secure, and forward-thinking solutions.