ASAPP Financial Technology provides Customer Experience Software that supports regulated financial institutions as they Originate, Onboard, Understand, and Grow their Member Relationships. In Canada, the ASAPP OXP^® | Omnichannel Experience Platform has helped over 50 Canadian credit unions create sustainable competitive advantages to compete against direct-to-consumer fintech solutions. In the United States, the bank.io OXP^® | Omnichannel Experience Platform delivers Origination and Engagement feature sets that leverage our experience gained supporting Canadian financial institutions, while delivering a solution that adapts to the challenges and opportunities for the US credit union and community bank markets with focus on multilingual origination.

Aviso is a leading wealth management services provider for the Canadian financial industry, with total assets under administration and management reaching $175.3 billion as of December 31, 2025, a remarkable $120 billion increase since Aviso's formation in 2018. We're building a technology-enabled, client-centric wealth management ecosystem. Our clients include our partners, advisors and investors.

We're a trusted partner for nearly all credit unions across Canada, in addition to a wide range of portfolio managers, investment dealers, insurance and trust companies and introducing brokers. Our partners depend on Aviso for specific solutions that give them a competitive edge in a rapidly evolving, highly competitive industry.

Our dual-registered investment and mutual fund dealer, Aviso Financial Inc., and our insurance services support thousands of investment advisors. Our unique capabilities have come together in Aviso Connect, an integrated wealth platform that combines best-in-class technology, financial tools, products, services and expertise in one place.

In 2025, we rolled out Advisor Hub to more than 3,500 advisors and support staff across nearly 100 credit unions, and we launched the initial phase of Investor Hub, a new investor portal.

Our asset manager, NEI Investments, oversees a growing lineup of investment solutions, including NEI funds and portfolios. Our Managed Assets Program, which grew its asset base by 24% in 2025, provides a comprehensive range of separately managed accounts.

Our online brokerage, Qtrade Direct Investing, empowers self-directed investors and now offers zero-commission trading, and our fully automated investing service, Qtrade Guided Portfolios, serves investors who prefer a hands-off approach.

Aviso Correspondent Partners provides custodial and carrying broker services to a wide range of firms, and in 2025 advanced our strategic partnership with Worldsource Wealth Management.

Aviso is backed by the collective strength of our owners: the credit union Centrals, Desjardins and Co-operators/CUMIS. We're proud to power businesses that empower investors.

We deliver creditor insurance solutions, competitive financial services, innovative technology and effective partnerships that help you and your credit union members thrive.

DataVisor is the AI-native real-time decisioning engine for fraud and financial crime prevention. As AI transforms both fraud attacks and fraud defense, DataVisor helps financial institutions, payment providers, and digital businesses detect, investigate, and stop sophisticated and previously unseen threats in milliseconds across billions of transactions. Combining adaptive machine intelligence, consortium intelligence, and emerging agentic AI capabilities, DataVisor enables organizations to modernize fraud operations, improve customer experience, and stay ahead of rapidly evolving financial crime. DataVisor is trusted by leading financial institutions, payment innovators, Fortune 500 enterprises, and digital businesses worldwide.

Fiserv moves more than money. As a global technology leader, Fiserv innovates to enable client success in areas including account processing, digital banking, card issuer processing, network services, payments, e-commerce, merchant acquiring and Clover^®, the world’s smartest point-of-sale and business management platform. As the only fintech sitting at the intersection of merchants and financial institutions, Fiserv has an unobstructed view into the entire global financial ecosystem that allows the company to empower people, businesses, and communities to thrive. Fiserv is a member of the S&P 500^® Index, one of TIME Magazine’s Most Influential Companies™ and Fortune^® World’s Most Admired Companies™.

When free chequing, debit, and more arrived on the scene, so did we. When the first tweet was posted, we looked on in curiosity. When the Genesis Block was mined, and Central 1 was formed, we were there. Since 2005, Loomo has been getting creative, designing solutions, building sites and systems, producing award-winning campaigns for Canadian credit unions, and more.

Now, over two decades later, we've spent thousands of hours and millions of ad dollars testing and refining marketing tactics and systems so that you don't have to. By combining lead-focused web design, psychologically grounded branding, and proven marketing systems, we aim to please with predictable frameworks for growth and deeper member engagement.

Let’s connect in Montreal (or even earlier!) to see how our approach can build your future.

THE EXCHANGE Network is operated by FICANEX Services Limited Partnership, a collaboration of financial institutions that enable their cardholders to use one another’s ATMs as if they were their own. All ATMs on the Network support core transactions such as cash withdrawals, balance inquiries, PIN changes, and transfers. Most locations also offer instant cash and cheque deposits.

THE EXCHANGE Network cardholders can access more than 2,500 ATMs in all ten provinces and three territories in Canada, and additionally in over 43,000 ATMs in the United States - surcharge-free!

Is your financial institution part of THE EXCHANGE Network? Simply check the back of your debit card for THE EXCHANGE^® Network logo to see if your bank or credit union is a member.